Log In  |  Contact Us  |  Help
Annette Mercer
Reverse Mortgage Loan Specialist
Annette Mercer

NMLS Registry Number – 844864

Business Hours:
Mon – Fri 8am-5pm or by appointment

63 Constitution Drive, Chico, CA  95973

530-898-0300 x88986 - office    

Annette has called Northern California home for 17 years. She grew up in the Midwest and has a firm belief that you should treat others the way you would want to be treated.  With over 18 years banking experience, Annette has very diverse experience with the variety of products and services that are available.  She focuses on consistent communication throughout the mortgage lending process and understands it is a big decision to decide to refinance your home with a reverse mortgage.  She is committed to making sure her customers receive the highest level of service available. If you have questions a reverse mortgage or would like to get one, contact Annette and let her help you achieve your goal.

Customer Service
(800) 922-8742
Mon - Fri 7 am to 7 pm
Sat 9 am to 6 pm
Sun 11 am to 4 pm


  • Home Purchase Loans
  • Home Refinance Loans
  • Fixed Rate Mortgages
  • Adj Rate Mortgages (ARM)
  • Jumbo Loans
  • Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Loans
  • Reverse Mortgages
Apply Now
Select a loan application:


Annette Mercer, Home Mortgage Loan Specialist - NMLS #844864 NMLS #844864
63 Constitution Drive, Chico, CA  95973
Office:  (530) 898-0300
Fax:  (530) 898-0349
Copyright © 2019 TRI COUNTIES BANK
Privacy Policy  | Security Statement  |  Site Map